$1* Buys $100,000

Globe Life Insurance

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Life Insurance for Adults

Life Insurance for Children

Select Your Product:

Adult Life Insurance

Children's Life Insurance

Adults + Children

Or call: 1-800-742-6785

Choose Your Coverage:

$5,000
$10,000
$20,000

$30,000
$50,000
$100,000

$5,000, $10,000, $20,000, $30,000, $50,000, $100,000

No Medical Exam —
Simple Application
No Medical Exam —
Simple Application
Free Quote—Apply Online

No Waiting Period Full Coverage The First Day
Fast Approval Process Full Coverage The First Day—Fast Approval Process

Monthly Rates As Low As: $3.49 for Adults
$2.17 for Children or Grandchildren

Customer Reviews

14,327 Google reviews 4.2 out of 5 stars

5 out of 5 stars Debbie Sharp — 6/17/2025
All my grandkids are insured by Globe. In hard times it can be an answer to your prayers. After losing a child at age 16 I swore my grandkids would always be covered.
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5 out of 5 stars Mary Watterson — 5/07/2025
I never hand a bad experience with Globe Life. Everyone is always nice and friendly.
5 out of 5 stars Yvonne Harris — 1/31/2025
As always Globe life has the most dedicated staffing in my opinion. They listen to go the extra mile in any situation. My experience today was so pleasant my agent and I shared a few things that made my day better. Not once , was she in a hurry. This is what doing the job brings. Smiles and satisfaction being in the Globe life family.
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5 out of 5 stars Darlene Carter — 12/5/2024
The gentleman that I spoke with was fantastic. He was very polite and very, very helpful. I wouldn't mind talking to him again if I ever need help again.
[Read more...]
5 out of 5 stars Sally Nielsen — 10/29/2024
Was having difficulty logging in but representative walked me through process and stayed on the line until my payment was done. Great customer service.
[Read more...]
5 out of 5 stars Tracey Stroman — 10/17/2024
I was having issues accessing my account online but the customer service representative guided me nicely. The young lady was very patient, helpful and friendly.
[Read more...]
5 out of 5 stars Melissa Myers — 9/15/2024
You worked with us to help us get back on track
5 out of 5 stars Leroy Barr — 7/13/2024
Great employees, great Website, great company, great experience.

$1^* BUYS $100,000

Life Insurance for Adults

Buy direct from the comfort of your home! It’s easy to buy. Online application can be completed in minutes. There is no medical exam—just a simple application.

Buy direct from the comfort of your home! Feel secure knowing that money will be there for credit card bills, home and car loans, children’s and grandchildren’s future education and even your medical and final burial expenses.

Life insurance that fits your budget Choose the right coverage amount to fit your monthly expenses.

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$1^* BUYS $30,000

Life Insurance for Children

Take the first step towards a financial head start for your child or grandchild Your child’s policy builds cash value for the future.

Benefits never canceled or reduced Once approved, your benefits will never be reduced or canceled regardless of changes in age, health or occupation as long as the premiums are paid on time.

Rates are guaranteed to stay the same for life The monthly rate is based on your children’s or grandchildren’s present age and is guaranteed to stay the same for the rest of their life.

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Globe Life is rated A (Excellent)

Globe Life is rated A (Excellent)** by A.M. Best Company based on their latest analysis of Globe Life's financial strength, management skills and integrity.
(rating as of 10/24)

Globe Life is Rated A (Excellent)

Globe Life And Accident Insurance Company is rated A (Excellent)**.

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How To Be Responsible About Life Insurance

It's unfortunate that it takes a tragedy to think about things like life insurance, but many people avoid it because of its somber and unpleasant tone.

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Life Insurance Companies Offer Protection

Life Insurance companies offer protection. Many are offering attractive options for consumers who want to protect their dependents.

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The Importance of Life Insurance

There are many good reasons for purchasing a life insurance policy. Most come to realize owning life insurance is very important to ensure a sense of security.

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Top 5 Things You Need To Know About Life Insurance

Life insurance is something that many people think about, but often procrastinate on purchasing. Learn the 5 things you absolutely need to know.

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Why You Need To Talk About Life Insurance

No one likes to discuss their own mortality. However, when it comes to important things like life insurance, we have to get over our taboos.

Learn More

Monthly Rates Juvenile rates are for the following states:
Current Age	$5,000	$10,000	$15,000	$20,000	$30,000
0	$2.17	$4.28	$5.98	$7.67	$11.05
1-4	$2.88	$4.86	$6.84	$8.82	$12.78
5-9	$3.16	$5.43	$7.69	$9.95	$14.48
10-12	$3.60	$6.30	$9.00	$11.70	$17.10
13-17	$4.20	$7.51	$10.81	$14.11	$20.72
18-21	$4.55	$8.19	$11.83	$15.48	$22.77
22-25	$4.98	$9.05	$13.13	$17.21	$25.36

Monthly Rates Juvenile rates are for the following states:
Current Age	$5,000	$10,000	$15,000	$20,000	$30,000
0	$2.17	$4.64	$6.52	$8.39	$12.13
1-4	$2.77	$4.69	$6.57	$8.44	$12.18
5-9	$3.16	$5.43	$7.69	$9.95	$14.48
10-14	$3.68	$6.45	$9.23	$12.01	$17.56
15-19	$4.20	$7.51	$10.81	$14.11	$20.72
20-25	$4.98	$9.05	$13.13	$17.21	$25.36

Monthly Rates For Females Adult rates are for the following states:
Your Age	$5,000	$10,000	$20,000	$30,000	$50,000	$75,000	$100,000
18-20	$1.99	$2.82	$4.46	$6.11	$9.41	$13.54	$17.68
21-25	2.32	3.37	5.48	7.59	11.79	17.05	22.32
26-30	2.92	4.35	7.23	10.10	15.86	23.04	30.24
31-35	3.57	5.47	9.27	13.07	20.67	30.17	39.67
36-40	4.22	6.63	11.45	16.28	25.92	37.98	50.04
41-45	5.07	8.17	14.36	20.55	32.95	48.44	63.92
46-50	6.39	10.54	18.85	27.16	43.78	64.54	85.32
51-55	7.70	13.00	23.61	34.21	55.42	81.93	108.45
56-60^†	9.34	16.14	29.74	43.35	70.56	104.57	138.58
61-65	11.47	20.28	37.89	55.50	90.71	134.73	178.76
66-70	14.50	26.19	49.58	72.96	119.75	178.21	236.68
71-75	19.17	35.38	67.81	100.24	165.10	246.16	327.22
76-80	26.38	49.72	96.41	143.11	236.49	353.21	469.94
81-85‡	39.49	75.99	148.99	221.99	367.99	550.49	733.00
86-89‡	54.49	106.99	211.99	316.99	526.99	789.48	1,051.97

Monthly Rates For Males Adult rates are for the following states:
Your Age	$5,000	$10,000	$20,000	$30,000	$50,000	$75,000	$100,000
18-20	$2.22	$3.71	$6.69	$9.68	$15.65	$23.11	$30.58
21-25	2.86	4.81	8.71	12.62	20.43	30.19	39.94
26-30	3.49	5.91	10.75	15.60	25.28	37.38	49.48
31-35	4.16	7.10	12.98	18.86	30.62	45.31	59.99
36-40	5.12	8.81	16.17	23.54	38.28	56.70	75.11
41-45	6.40	11.11	20.51	29.92	48.73	72.24	95.76
46-50	8.10	14.18	26.34	38.50	62.83	93.23	123.64
51-55	10.12	17.91	33.49	49.06	80.21	119.14	158.08
56-60^†	12.94	23.16	43.60	64.03	104.90	155.99	207.09
61-65	17.02	30.84	58.49	86.14	141.44	210.55	279.67
66-70	22.99	42.24	80.73	119.23	196.23	292.48	388.73
71-75	31.92	59.54	114.79	170.04	280.54	418.66	556.79
76-80	41.90	79.46	154.59	229.72	379.98	567.81	755.64
81-85^†	57.99	111.99	219.99	327.99	543.99	813.98	1,083.98
86-89^†	81.99	161.49	320.49	479.49	797.49	1,194.99	1,592.50